Can You Afford to Grow Old?

The greatest risks to a person’s assets are taxes, inflation and long-term costs – the most significant of which are costs of long-term care.

If you resist the idea of conventional long-term care insurance thinking that you won’t need it, you’re not alone. Many people do. It’s important to realize that if you decide that you’ll pay out of pocket “if it happens,” you are essentially choosing to “self-insure.”


And long-term care doesn’t come cheap. Consider these sobering facts:


  • Seven out of ten Americans who reach age 65 will need some form of long-term care during their lifetime.


  • The average person requires long-term care for three years. Costs can easily reach $100,000 per year. (Median annual cost for private room in nursing home, $102,200, Genworth, 2019 Cost of Care).


  • Of those who enter the nursing home, two thirds of married people and half of single people are bankrupt within 13 weeks.

Fortunately, Kimbrough Law offers a way to address the long-term care cost conundrum.  Our life insurance-based and annuity-based long-term care financing products give you a new way to plan ahead for the unpredictable costs of long-term care.

(Click on the Long Term Care Financing category.)


Peace of mind is possible. Let Kimbrough Law show you the way.

If you want to make sure that your decisions today don’t burden your loved ones tomorrow, call Kimbrough Law to schedule your consultation. 706.850.6910 


Learn more about what we do, how we’re different and the benefits of working with us.


Comprehensive support during every season of life.


Kimbrough Law draws from a powerful array of legal tools, financial products, and care-related services to create customized solutions for clients of all ages. Deployed in plans appropriate for each client’s unique needs, these tools and services empower you and your family to develop proactive plans that will greatly minimize (and even eliminate) long-term care worries in the future.


  • Legal/Financial: Asset Protection, Tax & Estate Planning, VA Benefits & Medicaid Planning, Elder Law, Life Care Planning , Long-Term Care Insurance & Financing, Probate & Trust Administration.

  • Personal: Care Coordination, Assistance with Housing Transitions, Care Advocacy, Family Meeting Facilitation, Caregiver Guidance.



No transportation?
Live in a remote area?

Get help with planning for your future no matter where you live in Georgia. All you need is a smart phone, computer or digital device with a camera for a video meeting with us directly from our office. 

Call 706.850.6910 to schedule a consultation.

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