Avoiding Scams While on Vacation


As the summer vacation season moves into high gear, keep Benjamin Franklin's words of wisdom in mind: “an ounce of prevention is worth a pound of cure.” The following tips will help keep you, your family and your identity safe while enjoying your vacation.

  • Notify your bank. Traveling out of state or overseas while using your bankcard could cause a fraud alert to appear and suspend your account. A quick phone call can prevent this hassle.

  • Be cautious when searching for rental properties on websites like Craigslist. A legitimate rental will not ask for payment via wire transfer.

  • Avoid stand-alone ATMS’s. Scammers like these because they are able to attach a credit card skimmer with less risk of detection.

  • Stay on guard even in your hotel. If you receive a phone call from the “front desk” asking you to confirm your payment method, hang up. It's a scam. If the hotel really has an issue, they will ask you to come to the front desk.

  • Stay alert. Identity thieves’ techniques evolve. Especially in the technological age but some will always rely on good old-fashioned pick-pocketing. Safeguard your wallet, purse and phones.

  • Save the social media posts. Wait until you are home to share the photos of your family vacation. You don’t want to announce when your home will be empty.

  • Make sure you place a hold on newspaper and mail deliveries. A full mailbox or several newspapers in your driveway are sure signs no one is home.

  • Only take what you will need. Leave the extra credit/bank cards at home. Do you really need your social security card with you? Birth certificate? If not, leave it at home.

  • Take photocopies or a picture of all the information in your wallet. That includes front and back photos of your credit/bank cards, I.D., passport, etc. Keep the copies in a safe place, not your wallet or purse.

  • Be wary of free Wi-Fi. Free means open airwaves and everything you do is transmitted over an unsecured connection and makes you vulnerable. Some Wi-Fi connections are fake and are set up by hackers just to steal your information. Always double check with the location to see if it is official.

  • Don’t leave expensive or important belongings in the hotel room. Use the safe if one is provided in the room. If not, ask the front desk for another alternative.

  • Handle RFID with care. Many credit/bank cards are now equipped with RFID (radio frequency identification) chips, which makes stealing your information easier for high-tech scammers. Consider using a RFID blocking wallet, purse or case.

  • If the worst happens, act fast. Contact the bank or credit card company as well as the credit reporting bureaus. If your ID is stolen, file a police report immediately. This is necessary for creating a paper trail as well as a time frame for the theft. If traveling overseas and your passport is lost or stolen, contact the nearest U.S. Embassy or Consulate, they can help you with a replacement. You should also call the local police and file a report.

Don't forget to share these tips with elderly loved ones who may be joining you on your trip or taking a trip of their own.

Questions? Kimbrough Law may be able to help. Just give us a call at 706.850.6910.

Sources: Lifelock and the Better Business Bureau

Recent Posts
Archive
Search By Tags
Follow Us
  • Facebook Basic Square
  • Google+ Basic Square
  • LinkedIn Social Icon

WHAT WE DO

Comprehensive support during every season of life.

 

Kimbrough Law draws from a powerful array of legal tools, financial products, and care-related services to create customized solutions for clients of all ages. Deployed in plans appropriate for each client’s unique needs, these tools and services empower you and your family to develop proactive plans that will greatly minimize (and even eliminate) long-term care worries in the future.

 

  • Legal/Financial: Asset Protection, Tax & Estate Planning, VA Benefits & Medicaid Planning, Elder Law, Life Care Planning , Long-Term Care Insurance & Financing, Probate & Trust Administration.

  • Personal: Care Coordination, Assistance with Housing Transitions, Care Advocacy, Family Meeting Facilitation, Caregiver Guidance.

VIRTUAL OFFICE

 

Housebound?
No transportation?
Live in a remote area?


Get help with planning for your future no matter where you live in Georgia. All you need is a smart phone, computer or digital device with a camera for a video meeting with us directly from our office. 

Call 706.850.6910 to schedule a consultation.

  • Facebook Basic Square
  • LinkedIn Social Icon
  • google icon

© 2020 Kimbrough Law.

All rights reserved. 

Website designed by Creative Instinct

Content plan & writing by Praesentia, Inc.